This policy is meant to provide an indemnity to the you in respect of legal liability for accidental death or injury or damage to property of the public caused other than by the use of motor vehicles.
Scope of cover
Basis of Cover: Claims done Damages which the insured shall become legally liable to pay consequent upon accidental death of or bodily injury to or illness of any persons or accidental loss of or physical damage to tangible property which occurred in the course of or in connection with the business within the territorial limits.
This policy is intended to cover all material loss or damage for direct physical loss or damage to the insured's physical buildings occupied as business premises and dwelling caused by or arising from the insured perils described by the policy.
Scope of cover
Loss or damage to buildings caused by the underrated.
This policy is intended to cover all material loss or damage for direct physical loss or damage to your insured physical contents at premises occupied as business premises caused by or arising from the insured perils described in the policy.
Scope of Cover:
Loss of or damage to the above contents, other than documents caused by the under noted perils. Fire, lightning, explosion, riot and strike, malicious damage, earthquake, hailstorm, wind, floods and related perils, damage as a result of bursting water pipes, theft or any attempt thereat, accidental breakage.
Note, theft is restricted to contents whilst in insured’s premises and up to 10% of the sum insured: theft accompanied by forcible and violent entry into or exit from the premises.