Scope of Cover:
It covers accidental physical loss of or damage to Internal & External glass [including mirrors, sign writing and treatment thereon at your premises as stated in the schedule, the property for which you are responsible.
Extension of Cover:
- The cost of boarding up as may be reasonably necessary.
- Damage to shop fronts, frames, window display, burglar alarm strips, wires and vibrates as a direct result of such loss.
- The cost of removal and installation of fixtures and fittings necessary for the replacement of glass.
- The cost of employment of a watchman service prior to the replacement of glass or boarding up or the repair of the burglar alarm system, unless payable under any other insurance arranged by the You.
- Riot and strike
- Claims Preparation Costs
Exceptions:
- Loss of or damage covered by any fire insurance.
- Glass forming part of the stock.
- Glass which at the inception of cover is already cracked or broken unless cover has been agreed by the Botswana Insurance Company.
- Defacement or damage other than fracture through the entire thickness of the glass or any laminate thereof.
- Discharge of pollutants or contaminants
- Total or partial cessation of or interruption of work
- The use or operation, as a means for inflicting harm, of any computer, computer system or computer software program, malicious code, virus or process or any other electronic system.