This policy incorporates two sections, namely, Material Damage and Business Interruption being sections (I) and (II), respectively. It is intended to cover all material loss or damage.

  • The Material Damage Section is intended to cover all material loss or damage for direct physical loss or damage to the insured property caused by or arising from the insured perils described by the policy.
  • Business Interruption Section is intended to cover the increased cost of working incurred by you caused by or arising from the insured perils described in the policy.