Provides cover for members on 24 hours basis and benefits payable following Accidental Bodily injury and or Death. (Death arises as a result of accident from any cause not specifically excluded).
A natural death or death as a result of an ailment is excluded. The compensation benefits as stated in the policy schedule. The premium computation is based on annual earnings.

COMPARISON OF COVERAGE (S)

Benefits assured for the estate of a member who dies whilst in service or from any cause not specifically excluded.

The computation of premium is based on salary and age:
Free Cover Limit: P600 000: members will be automatically covered up to the FCL without being subjected to medical examinations.

The cover is inclusive of HIV / AIDS.