This policy is designed to cover all glass [other than mirrors] presumed to be a plain plate / float glass not exceeding 6mm thickness, whether coated with film or not, or 6.5mm laminated safety glass.

Scope of Cover:
It covers accidental physical loss of or damage to Internal & External glass [including mirrors, sign writing and treatment thereon at your premises as stated in the schedule, the property for which you are responsible.

Extension of Cover:
  1. The cost of boarding up as may be reasonably necessary.
  2. Damage to shop fronts, frames, window display, burglar alarm strips, wires and vibrates as a direct result of such loss.
  3. The cost of removal and installation of fixtures and fittings necessary for the replacement of glass.
  4. The cost of employment of a watchman service prior to the replacement of glass or boarding up or the repair of the burglar alarm system, unless payable under any other insurance arranged by the You.
  5. Riot and strike
  6. Claims Preparation Costs

  1. Loss of or damage covered by any fire insurance.
  2. Glass forming part of the stock.
  3. Glass which at the inception of cover is already cracked or broken unless cover has been agreed by the Botswana Insurance Company.
  4. Defacement or damage other than fracture through the entire thickness of the glass or any laminate thereof.
  5. Discharge of pollutants or contaminants
  6. Total or partial cessation of or interruption of work
  7. The use or operation, as a means for inflicting harm, of any computer, computer system or computer software program, malicious code, virus or process or any other electronic system.