Provides cover for members on 24 hours basis and benefits payable following Accidental Bodily injury and or Death. (Death arises as a result of accident from any cause not specifically excluded).
A natural death or death as a result of an ailment is excluded. The compensation benefits as stated in the policy schedule. The premium computation is based on annual earnings.


Benefits assured for the estate of a member who dies whilst in service or from any cause not specifically excluded.

The computation of premium is based on salary and age:
Free Cover Limit: P600 000: members will be automatically covered up to the FCL without being subjected to medical examinations.

The cover is inclusive of HIV / AIDS.