This policy covers, portable items which by their nature are normally taken outside the premises for use, excluding computers and laptops.

Scope of cover:
All risks of physical damage / loss or destruction by fire, theft or any accidental misfortune not specifically excluded. Cover much wider and includes theft of items outside or away from the Insured’s premises.

Loss or damage caused by mechanical breakdown derangement or collapse. Normal wear and tear maintenance, corrosion, inherent, vice latent, existing defects. Property more specifically insured.